CRRH - UEMOA
About us
The WAEMU Regional Mortgage Refinancing Company ("CRRH-UEMOA") was set up in July 2010 as a banking financial institution, with a mandate is to mobilize long-term financing on the financial markets or from development partners to refinance housing loans granted by commercial banks and DFS to their customers.
KEY FIGURES
IMPACT IN FIGURES
CRRH - UEMOA refinances housing loans granted by partner banks / SFDs in order to promote access to housing in the WAEMU zone.
Resources mobilised
Final beneficiaries
Of refinancing granted
Housing loans (PAL) refinanced
It also offers innovative solutions
The refinancing provided by CRRH-UEMOA is intended to stimulate demand for home loans in the WAEMU banking system. The financing mechanism set up by the CRRH-UEMOA helps to ease the terms of housing loans, both in terms of repayment period and interest rate, and thus enables many middle-income or even low-income households to acquire a home. CRRH-UEMOA also issues bonds on a regular basis to stimulate the WAEMU financial market, thereby increasing the range of securities available to investors.
CRRH - UEMOA was licensed by the WAEMU Banking Commission in november 2011.
Rating of CRRH - UMOA
Ba2 Long Term Local Currency Issuer Rating
Ba3 Long Term Foreign Currency Issuer Rating
AA+ Long Terme - Perspective stable
A1+ Court Terme - Perspective stable
Major stakeholders
Our vision
Promote access to housing in WAEMU countries by leading the way for housing development through innovative, diversified and scalable solutions that facilitate the financing of the entire real estate ecosystem
Our mission
- To mobilize long-term resources on the financial markets or from development partners to refinance home loans granted by commercial banks and DFS to their customers;
- Stimulate demand for housing loans within the Union's banking system and promote their widespread availability;
- Issue bonds on a regular basis to stimulate the WAEMU financial market;
- Become a leader in the real estate ecosystem by providing innovative products and services to meet its needs.
Our values
We are passionate about what we do for our customers and we act responsibly and transparently to maintain trust ;
We are constantly curious and open to innovation ;
Our willingness to listen and adapt to each situation enables us to offer the most appropriate solution.
We strive to create a friendly work environment and respect diversity. This healthy, inclusive, and multicultural environment fosters collegiality and pride in belonging.
We make firm commitments not only to our teams and our customers but also to the WAEMU community for sustainable development that protects the environment in which we live. We create systems that improve people’s living conditions.
We always observe the highest standards of ethics, honesty, and accountability. We aim to provide quality service through a team that is competent, courteous, and attentive to our customers’ needs.
We encourage each team member to be empowered and make their professional future their own. Our proactive approach and strong entrepreneurial culture enable us to develop new solutions and carry out ambitious, visionary projects.
OUR STRATEGIC OBJECTIVES
To mobilize long-term resources on the financial markets or from development partners to refinance home loans granted by commercial banks and DFS to their customers.
To mobilize long-term resources on the financial markets or from development partners to refinance home loans granted by commercial banks and DFS to their customers.
Stimulate demand for housing loans within the Union's banking system and promote their widespread availability
Stimulate demand for housing loans within the Union's banking system and promote their widespread availability